Hi! Hope you're having a great start of the year! Here is my first newsletter for 2023 with, I'll keep this one short! Market Report Below is the 2022 annual market report but here some recent highlights I would like to bring to your attention: Mortgage rates fell from 6.23% to 6.2% the lowest level since peaking at 7.2% last October. Mortgage applications are also up 7%...